Conduct a Background Check on a Son or Daughter’s Future Spouse

Background Check on a Son or Daughter's Future Spouse

You may have recently heard great news that your child is soon to get married. Although this is a joyous occasion you may want to spend a little time to investigate (think Background Check) into your son or daughter’s future spouse before they are sealed in marriage. This is in no way overstepping your boundaries as a parent; it is your job to protect your children.

SearchBug’s new feature allows you to hire a private investigator to look into anyone that your child is dating and may marry. You can learn detailed information that the person might be hiding. Help protect your son or daughter so that he or she does not become involved with the wrong person.

How Do I Go About this Background Check Investigation?

First off, you are going to want to search into any criminal records. Check to see if the person your child is dating has a criminal history. A serious offense might change your child’s perception of the person he or she is dating. A small misdemeanor offense might not be something that you want to bring to light, but a felony is a crime that needs to be addressed. Hopefully your son or daughter’s future spouse has nothing to hide, but if they do then a private investigator will find out.

Private investigator services extend to more than simply looking into criminal records. A professional can find out all sorts of information such as a person’s financial status. Financial records are important to check, especially if your son or daughter is more financially well off than their partner. Have an investigator look into their partner’s credit history and financial status. Some people marry or become involved with another person solely for financial gain. You do not want to have your child exploited for his or her finances.

If the person has a history of mental issues that they are not telling your child about then a private investigator might be able to find this out. Protect your child from someone that is mentally unstable. This type of background search is good to investigate if your child just starting dating a new person. You can help guide him or her by talking to them about issues their new new friend may be hiding.

A background search on someone your child is dating is an honest concern. The love you have for your child and their safety is unmatched, so you want to do everything in your power to ensure he or she has as pleasant of a future as possible. When you hire an investigator to check into a person they are dating you are doing it for their security. Most people have nothing to hide but sometimes others have bad intentions. No one has to know that you hired a private investigator unless you find something bad.

How to Spot a Telephone Scam

t4elephSpot a Telephone ScamIt’s happened to all of us at least a time or two. The phone rings, and when you answer, the caller on the other line gleefully informs you that you’ve won a contest, and all you’ll need to claim your prize is to provide your credit card number for proof of identification. Oh yes, and for them also to “reserve” your prize for you to pick up.

If it’s not for a mystery prize to claim, it may be for a charity, which no one has ever heard of or even knows whether or not it exists. Or, it could be a call from any number of fake businesses or individuals who want to get you to hand over your credit card or financial information and ultimately, access and wipe out your bank account. These questionable calls may be annoying at best, but they do happen, and there are certain steps that you can and should take to prevent them from happening to you:

Proper Identification

How to Prevent Phone Scam

Always listen for identification from the other person on the other end. The person calling should always identify themselves with their names, an employee ID number and the company they’re representing.

Even if they’re calling with what sounds like a reputable company, always check the information you’re given.

Search the number and the company’s name online to make sure it’s legitimate.

If you’re not able to verify the information you’ve been given, promptly contact the Better Business Bureau to report the call.

Evasive Answers


telephone scam
Listen for and pay attention to evasive answers to the questions you ask the caller. If the call is legitimate, the caller should be able to quickly and correctly give you the necessary information. For instance, ask the caller:

  • what company is sponsoring this trip? 
  • what made me the winner?
  • why is this trip “free?”
  • why do I have to provide my credit card number if it’s free?

If there’s urgency in the caller’s voice, or they don’t want to “wait” while you verify the call, then it’s definitely a scammer calling. They may tell you that you have to “act now” in order to take advantage of this new offer, or, you may be told that the offer is only good for today”¦in any event, the caller’s unwillingness to allow you to verify the information you’ve been given is a sure sign that it is not legitimate. If you’re getting the run-a-round to answers to these and other similar questions, it’s likely that this caller is a scammer, and you should not provide any information to them, especially if it concerns any financial information.

A License to Ask

Even charitable organizations have guidelines, and having a solicitation license is one of those requirements. If you’re receiving a call for donations, and you ask the caller for their licensing information on behalf of the charity, they should be able to provide this information without any problems. If they don’t or won’t, they’re generally a part of the scam.

The best way to donate to any charity that you’ve been solicited to online is to first contact the charity to confirm that they are soliciting donations in your area. If they are not, inform them of the fraudulent attempts to solicit donations, and then also provide them with the scammer’s call information (date, time, number called from, representative’s name, etc.). You can also contact any Federal authorities and the Better Business Bureau with that same information.

It can take a lot of time and unfortunate experiences before you notice a telephone scam happening to you. But, by arming yourself with a few tips and things to watch for, you don’t have to be the next victim who falls prey to the multiple telephone scams that are floating around.

IP Addresses and Spam

There are over hundreds of thousands, if not more, of IP addresses used all over the world. The addresses are used to accurately identify the name and ownership association of a computer system, and can very often contain multiple IP addresses within one system or sets of systems.

Spam is also another one of those “things” that can be found on computers all over the world, and in large quantities as well. Spam is unwanted mail, and can be aggravating, annoying and to the recipient, a seemingly fruitless effort to fight. Getting rid of spam from computers can be a monumental task within itself, especially without the right tools and resources in place to help fight against it.

 

Identifying Spammers

 

IP Addresses and Spam

IP addresses identify a person’s computer system, so therefore users may use an IP address to block unwanted mail. This works very much as in the same manner as blocking unwanted postal mail. A recipient can “block” their mail addresses from receiving unwanted mail from a designated company by requesting that the company places their address on their “Do Not Mail” list. The company is then not allowed to mail or contact the recipient by mail for any reason.

For IP addresses, there is a digital block placed on the computer system that identifies from which IP location the email is originating, and when there is mail launched from that IP address, the software will block it from getting to the recipient’s email inbox. Customers love this method, especially if they are accustomed to getting tons of spam email from different places. Very often, companies or hackers will try to “change” their IP addresses, but since IP addresses can be an accurate identifying mechanism, there is no way to mask what launches from that particular computer. This is helpful for customers or individual email addresses that want to block those IP addresses that come from well-known mail servers who constantly try to attach email addresses.

How Does It Work?

The software that’s written to identify spam mail works pretty simple and straightforward. The software is written to reject any spam mail that originates from mail servers by locating the remote server’s IP address, then using the ip4r format to convert the address to a domain name. Afterwards, there will usually be a name lookup to see if there is a database where the IP address may be listed.

IP addresses that are listed on blacklists don’t immediately suggest that the originating address is a spam sender; however, the blacklisted addresses simply signal the computer to not accept any mail from the originating address.

 

How to avoid identity theft during the Holidays

Phishing:

Phishing became one of the most costly and incredibly financially rewarding kinds of identity theft. Significantly more phishing scams are being operated as a result of organized criminal gangs, meticulously created and adequately financed in order to dupe even the most careful shopper.

Phishing utilizes convincing-looking yet fraudulent email messages as well as internet pages. These tactics are basically exact duplicates of well-known and respected companies such as chain stores as well as financial institutions in an effort to fool a person into disclosing sensitive personal financial details which they can use in order to gain access to an individual’s personal information.

Typically the emails generally have some variety of an alert for which you really should modify the account or verify the account details to protect yourself from getting the account suspended.

This sort of scheme is especially effective approaching the holiday season, a period when absolutely no person desires her or his banking accounts or charge cards suspended.

Phishing scams account for more than $10 billion last year, and it’s estimated that nearly 10 million Americans receive phishing messages annually and roughly Two million shoppers click on the embeded links and end up victims of the fraud.

Tips On How To protect yourself. 

Take notice. Never ever provide any sort of confidential, personal financial, PIN, social security number or password to any e-mail inquiry.  That means if you respond to the message or by way of a web page.

In the event that you receive this kind of message and you may have a relationship (account or membership) with that organization, proceed straight to the main web site of the business in the email received, and get in touch with the customer assistance number listed on the contact us page, and request additional information. Do not ever simply click one of the links within the message simply because the email sender may have spoofed the web site they link users to. And you should not contact any of the numbers provided within the message you received.

Counterfeit Receipts Through Electronic mail:

A fresh deviation of the good old con entails the utilization of e-mail notice regarding receipts for products you didn’t order. Typically the behavior takes advantage of the fact that (One) close to the holiday season most people are working with receipts and for that reason anticipating them; as well as (Two) the fraudster is actually trying to worry people to open up a message attachment you typically could end up being dubious about.

When you open these types of emails or attachments, the fraudsters will attempt to acquire security passwords along with other information and facts in order to provide them to an identity thief.

Tips On How To protect yourself. 

Never open up e-mail attachments if you aren’t anticipating them, even though you may recognize the email sender. Make certain you’ve got up-to-date anti-virus (we recommend ESET) as well as anti-spyware security.

The “Hard-to-find” Bargain:

A few years back a large number of internet customers had been scammed out of their hard earned money by phony web sites featuring that season’s “must have” present, the Sony PlayStation2.

Each year we anticipate spotting different versions on that concept where identity fraud stands out as the major objective.

What would typically happen after you enter your credit card information you would see a message that would make you believe the sale never went thru. You might see a message like “We’re sorry the computers can be quite busy during this time of year and we were not able to complete your transaction at the moment. Please try again in the future.”

In this case the scammers might have merely snapped up your visa or mastercard number, along with all the other billing information. And, you are not likely to be on your guard given that you think the purchase never really happened.

Tips On How To protect yourself.

Simply buy from web sites you are sure are legitimate. You can do this by checking to make sure they have a Secure connection (you will see HTTPS:// in the address). The “S” after the http means the site is secure. But you should take it one step further and ensure the web site has a contact us page with an address and phone number. Better yet, a toll-free phone number that is also listed in the yellow pages or on another business directory. Of course you can check the SearchBug Yellow pages or use our free Reverse Phone Lookup to double check. And, you can even call the number to make sure someone answers or you get the company voice mail.

Mail Theft:

Postal theft happens to be popular for identity thieves. They may be after whatever could be used to duplicate your identification or merely improve their own savings accounts. Things such as incoming as well as outbound bank checks, financial institution statements, visa or mastercard statements, charge card offers, gift cards in addition to prepaid cards, and in many cases cash.

Tips On How To protect yourself. 

Be extremely careful with your inbound as well as outbound postal mail throughout the holiday seasons. Whenever possible, check your mailbox as soon as the postman arrives. And if you’re going away for a few days, be sure to suspend your mail delivery and pick it up at the post office when you return. Another option is to have all mail delivered to a Postal Mail Box “PMB” or a PO Box and you can pick it from a secure location.

Also, sign up for online bill pay and paperless statements to have a few pieces of mail delivered. And if you plan to give chas or gift cards to friends or loved ones, do so in person if you can.  If sending large denominations or expensive gifts consider sending them insured or getting delivery confirmation services.

Nearest and Dearest (Family, Friends, Associates):

Among the saddest facts regarding identity fraud, in accordance with numerous reports, is the fact that a good number of identity thefts tend to be perpetrated by individuals known to the target, such as family, friends, neighbors, and even co-workers or roommates.

Tips On How To protect yourself. 

Eliminate the temptation. Never leave personal financial details, such as bank account statements, debit cards, checks, or those pre-approved credit or loan applications lying around the house or office.  If you’re considering giving someone a check this holiday season, consider a gift card or store certificate instead. Something that can’t be used to duplicate your identify if stolen.