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Conduct a Background Check on a Son or Daughter’s Future Spouse

Background Check on a Son or Daughter's Future Spouse

You may have recently heard great news that your child is soon to get married. Although this is a joyous occasion you may want to spend a little time to investigate (think Background Check) into your son or daughter’s future spouse before they are sealed in marriage. This is in no way overstepping your boundaries as a parent; it is your job to protect your children.

SearchBug’s new feature allows you to hire a private investigator to look into anyone that your child is dating and may marry. You can learn detailed information that the person might be hiding. Help protect your son or daughter so that he or she does not become involved with the wrong person.

How Do I Go About this Background Check Investigation?

First off, you are going to want to search into any criminal records. Check to see if the person your child is dating has a criminal history. A serious offense might change your child’s perception of the person he or she is dating. A small misdemeanor offense might not be something that you want to bring to light, but a felony is a crime that needs to be addressed. Hopefully your son or daughter’s future spouse has nothing to hide, but if they do then a private investigator will find out.

Private investigator services extend to more than simply looking into criminal records. A professional can find out all sorts of information such as a person’s financial status. Financial records are important to check, especially if your son or daughter is more financially well off than their partner. Have an investigator look into their partner’s credit history and financial status. Some people marry or become involved with another person solely for financial gain. You do not want to have your child exploited for his or her finances.

If the person has a history of mental issues that they are not telling your child about then a private investigator might be able to find this out. Protect your child from someone that is mentally unstable. This type of background search is good to investigate if your child just starting dating a new person. You can help guide him or her by talking to them about issues their new new friend may be hiding.

A background search on someone your child is dating is an honest concern. The love you have for your child and their safety is unmatched, so you want to do everything in your power to ensure he or she has as pleasant of a future as possible. When you hire an investigator to check into a person they are dating you are doing it for their security. Most people have nothing to hide but sometimes others have bad intentions. No one has to know that you hired a private investigator unless you find something bad.

Reversing the Background Check

Companies perform background checks all of the time on candidates whom they are considering hiring as a part of their business. But individuals need to also consider the background of the company that they’re considering the possibility of working for.

  • Does the company pay employees on a regular, timely basis?
  • Does the company have a history of layoffs, questionable hiring practices or poor working conditions?
  • Is there a non-disclosure policy or a non-compete policy that new hires must sign when they go to work for the company?

These are all legitimate and plausible concerns for any individual to have when making an important career choice. It’s important to have all of the information and facts that you need before making a final decision.

The Purpose of a Background Check

If you’ve ever applied for any kind of job before in just about any industry, it’s likely that you’ve had a background check done on your past. It could have been a check on your employment history or work performance, or maybe a check on your finances and debts, or maybe there was even a background check on all of those things at once. A company will perform a background check for several reasons:

  • to ensure that you have a clean history, free from any criminal activity
  • to check on your financial activity to see if there are any inconsistencies or questionable financial activity
  •  to check to see if you have any aliases, false identities or long time lapses in your employment record for which you cannot account

Background Check
When a company performs a background check, it doesn’t mean that they don’t trust you or they think you’re up to something unscrupulous; it’s quite the opposite. In many cases, they just want to ensure that you’re the right person for the job and that you can do what it is they need for you to do in that job capacity.

For instance, if you’re being considered for a role as a bank teller, the hiring company needs to make sure that you can at least balance your own checkbook! Therefore, if while launching a background financial check they discover that you have several outstanding insufficient funds checks that have affected your credit history, they have reason to pause in considering you for such a sensitive work position. They (the bank) would be held liable for any mistakes that are made on your behalf, and they have to consider that possibility when they’re making a hiring decision.

By the same token, an employee who is considering going to work for a company needs to have as much relative information as possible before they accept a position to work for them.

Checking Out a Company

Checking Out a CompanySo, if you’re offered a job from a really good employer, but you have limited knowledge about them or some reservations, what questions do you ask? How can you find out the information that you really need to know?

You can and should start by launching your own background check on the company. Find out how long they’ve been in business. Check to see what their employee turnover rate is and the average length of time any employee has worked for them.

If there isn’t any readily available information in the news, you’ll need to rely on offline and online searches to get information. Smaller businesses will likely not appear in the news, so it’s important to get as much detailed information as possible.

What’s their policy on families and medical leave? This is an important question for young families, and the company’s stand on that policy can be a large factor in a decision.

Do they have more than one location or office? Are they financially solvent, meaning, have they ever or does it look like they will experience any cash flow problems in the near future? Will this cash problem affect your payroll check or any money that you’ll pay into your retirement fund?

Do Your Homework

Do Your Homework

In the end, instead of using the “wait-and-see” approach, do your homework early and thoroughly. When you get the first call back from the company saying they’re interested in speaking with you again, go ahead and start researching them then. Be prepared to ask a few questions in your second interview, but also look for the information online or through other sources like referrals, search and background agencies or even through the company’s literature. Make a final decision based on what you’re comfortable with and not on the strength of the company’s name.

 

Background Checks: Risk Protection for Employers

Financial Background ChecksIn today’s current economy, there are a lot of job seekers who are anxious to find employment, and at almost any level. There are many people who are working jobs for which they are either overqualified or where they don’t have the necessary skills or experience to do an effective job. Background checks have become important part of the process for employers.

There are often situations where potential employees will tweak their resumes or embellish during their interview, so they can be selected for the job. This could mean that even those lookers who have advanced education or experience may be willing to take a lower paying job out of sheer financial desperation. It is indeed a dire scenario, but it is realistic.

The Employer’s Risk

However, as an employer, there are certain risks that the employer must guard against in order to protect their businesses from any liability or other potentially harmful situations. What are some risks that they can incur?

  • Simply hiring an employee based solely on the information supplied on their resume or job application, the employer is assuming that everything given to them is correct. They are incurring a potential liability.
  • Although not always the case each time, an employer who hires an employee without full knowledge of his or her background, they are taking both a financial risk and a business image risk.
  • Employing someone with a drug problem that could affect his or her employment duties. Most drug testing will also involve a background check. Jobs where this would be required would be healthcare workers or state or federal employees.

This is why it’s important to perform background checks on potential hires. This is especially true when or if the job involves performing financial responsibilities or in handling sensitive information.

Financial Background Checks

While it is necessary to obtain permission to perform background checks on potential hires, it should not be a problem to get this permission if the candidate understands the reasons why the check is needed.

For instance, employees who work at financial institutions like loans or banks should expect to have a background check performed on their financial and credit history. The banking institution needs to perform this search to ensure that the candidate displays responsibility and maturity in handling their own personal financial situations before they are expected to successfully perform financial duties for their employers. Items that the bank would look at would be:

  • if the candidate has defaulted on any loans of any kind such as; credit cards, student loans, automobile loans, etc.
  • notice of any other financial institution that has reported the candidate has a history of writing bad checks.
  • any history of slow-paying or missed payments on their personal bills, mortgages, etc.

Why Do Background Checks?

Why Do Background Checks

Criminal background checks are another area that’s searched when the work involves

dealing with sensitive information or individuals. Most jobs dealing with children will want to perform a criminal check to ensure that the individual doesn’t have any questionable

information that could pose a problem. Usually, teachers, school bus drivers, tutors, coaches and even administrators who deal with children are asked to submit to this kind of background check.

Employers also lean towards performing background checks to ensure that the information reported on an employee’s resume is correct, especially when it concerns the level of education that’s reported. This is one area where there is a habitual problem with false information being reported.

Do potential hires sometimes lie on their resumes?

Yes, they do!

Although it’s not always the case, it does happen. It happens most frequently concerning the applicant’s level of education. Reporting degrees that have not been granted, or reporting schools that they have not attended are two of the most frequently found offenses. It can be a problem when the job involves duties for which their degrees are of importance. For instance:

  • Falsely reporting accounting degrees. The job may also require certification to perform certain duties, and no degree or certification means that the employer is liable for any mistakes the employee makes.
  • Falsely listing health-related degrees. This is a real problem, especially concerning patient care, etc. A falsely reported or unearned medical degree from a school could mean big liabilities for health institutions.

Other Reasons to Perform Background Checks

Many companies run applicant credit checks and use that information as consideration in part of the hiring process. Other things may make a difference like:

  • Credit liens, which may suggest a semblance of financial irresponsibility of the employee, perhaps showing that they weren’t responsible enough or more proactive in negotiating a debt-reduction settlement on their own behalf.
  • Multiple credit cards or 100% credit utilization may suggest that the individual is inundated with debt and perhaps cannot effectively manage their finances.
  • Bankruptcy or foreclosure shows a potential lack of responsibility as well, or suggests that the person may lack long-term visibility or other solutions

Is my Date with Destiny or a Desperado?

Date with Destiny or a Desperado

Internet dating is quietly creeping up in popularity, an unspoken nod that will most likely end up with you agreeing on “we met at the library/coffee shop/random place”. Whether you choose to find love out at the grocery store or while browsing the pages of men at plentyoffish.com one thing is for sure, there are a lot of weirdos in this world.

While dating is nothing new, neither is the prevalence of assault and date rape or “acquaintance rape”. Acquaintance rape, which is also referred to as “date rape” and “hidden rape,” has been increasingly recognized as a real and relatively common problem within society. The scholarly research done by psychologist Mary Koss and her colleagues is widely recognized as the primary impetus for raising awareness to a new level. The publication of Koss’ findings in the popular Ms. magazine in 1985 informed millions of the scope and severity of the problem.

  • One in four women surveyed was victim of rape or attempted rape.
  • An additional one in four women surveyed was touched sexually against her will or was victim of sexual coercion.
  • 84 percent of those raped knew their attacker.
  • 57 percent of those rapes happened while on dates.
  • One in twelve male students surveyed had committed acts that met the legal definitions of rape or attempted rape.
  • 84 percent of those men who committed rape said that what they did was definitely not rape.
  • Only 27 percent of those women whose sexual assault met the legal definition of rape thought of themselves as rape victims.
  • 42 percent of the rape victims did not tell anyone about their assaults.
  • Only five percent of the rape victims reported the crime to the police.
  • Only five percent of the rape victims sought help at rape-crisis centers.
  • Whether they had acknowledged their experience as a rape or not, thirty percent of the women identified as rape victims contemplated suicide after the incident.
  • 82 percent of the victims said that the experience had permanently changed them.
Is my Date with Destiny or a Desperado?

We know that Sex offenders use online dating web sites to locate victims and 57% of attacks happen while on dates according to the U.S. Department of Justice. Don’t become a statistic.

Running a background check and criminal check should be part of your screening process. It can’t be fool proof but it’s better than going in blind. This is online dating not a blind date. Find out before you go out.

ABOUT THE AUTHOR: Sarah aka Sarita is a CSR at SearchBug, Inc. and assists clients in the use of Best People Search and SearchBug.com a Free People Finder and Data Scrubbing Services.